{"id":1855,"date":"2022-11-22T11:02:15","date_gmt":"2022-11-22T10:02:15","guid":{"rendered":"https:\/\/www.cmadvice.be\/home\/"},"modified":"2026-11-10T07:20:11","modified_gmt":"2026-11-10T06:20:11","slug":"home","status":"publish","type":"page","link":"https:\/\/www.cmadvice.be\/fr\/","title":{"rendered":"Expert en gestion des d\u00e9biteurs"},"content":{"rendered":"\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section main-intro-image\" id=\"main-intro\"><div class=\"et_pb_row_0 et_pb_row et_block_row quote\"><div class=\"et_pb_column_0 et_pb_column et_pb_column_1_2 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><p>CMA met l'accent sur le recouvrement amiable. Nous sommes toujours corrects, travaillons efficacement en vue de l\u2019obtention d\u2019un recouvrement et agissons avec empathie si n\u00e9cessaire.<\/p>\n<h5>Alain Dewit<\/h5>\n<h6>Managing Director CMA<\/h6>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_0_wrapper preset--module--divi-button--default_wrapper\"><a class=\"et_pb_button_0 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-button--default\" href=\"https:\/\/www.cmadvice.be\/contact\/\"><span class=\"et-pb-parallax-content\">Contactez-moi<\/span><\/a><\/div><\/div><div class=\"et_pb_column_1 et_pb_column et_pb_column_1_2 et-last-child et_block_column et_pb_column_empty et_pb_css_mix_blend_mode_passthrough\"><\/div><\/div><div class=\"et_pb_row_1 et_pb_row et_block_row\"><div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><a class=\"et_pb_icon_0 et_pb_icon et_clickable et_pb_module et_block_module arrow-down\" href=\"#intro\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\ue044<\/span><\/span><\/a><\/div><\/div><\/div><div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section\" id=\"intro\"><div class=\"et_pb_row_2 et_pb_row et_pb_equal_columns et_block_row reverse-order\"><div class=\"et_pb_column_3 et_pb_column et_pb_column_1_2 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h1>Credit Management &amp; Advice\u00a0:<br \/>expert en gestion des d\u00e9biteurs<\/h1>\n<p>Les retards de paiement sont un probl\u00e8me auquel sont confront\u00e9es toutes les entreprises, tant les PME que les grandes organisations. Cela cr\u00e9e des situations d\u00e9sagr\u00e9ables et entra\u00eene un stress et une charge de travail suppl\u00e9mentaires. De nombreuses entreprises ont peur de la r\u00e9action de leurs clients et laissent tra\u00eener le probl\u00e8me. Votre entreprise risque d\u00e8s lors elle aussi d'\u00eatre confront\u00e9e \u00e0 des difficult\u00e9s financi\u00e8res.<\/p>\n<p>Prenez d\u00e8s lors la gestion de vos d\u00e9biteurs \u00e0 c\u0153ur. Avec Credit Management &amp; Advice <strong>, nous construisons des ponts entre vous et vos d\u00e9biteurs<\/strong>. Avec respect, mais <strong>de fa\u00e7on \u00e0 obtenir un r\u00e9sultat<\/strong>, nous veillons \u00e0 ce que vos clients honorent leurs obligations financi\u00e8res. L'agence de recouvrement CMA s'appuie sur ses nombreuses ann\u00e9es d'expertise pour soulager les entrepreneurs de leurs soucis en mati\u00e8re de gestion des d\u00e9biteurs. Ainsi, vous pouvez vous concentrer sur votre activit\u00e9 principale.<\/p>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_1_wrapper preset--module--divi-button--default_wrapper\"><a class=\"et_pb_button_1 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-button--default\" href=\"https:\/\/www.cmadvice.be\/contact\/\"><span class=\"et-pb-parallax-content\">Laissez CMA vous soulager de vos soucis en mati\u00e8re de gestion des d\u00e9biteurs<\/span><\/a><\/div><\/div><div class=\"et_pb_column_4 et_pb_column et_pb_column_1_2 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_0 et_pb_image et_animated et_pb_module et_block_module preset--module--divi-image--default\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-totem-MG_8938-01.webp\" width=\"1200\" height=\"800\" srcset=\"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-totem-MG_8938-01.webp 1200w, https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-totem-MG_8938-01-980x653.webp 980w, https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-totem-MG_8938-01-480x320.webp 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1200px, 100vw\" class=\"wp-image-1338\" title=\"cmadvice-totem-MG_8938-01\" \/><\/span><\/div><\/div><\/div><\/div><div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section four-focuslevels\"><div class=\"et_pb_row_3 et_pb_row et_block_row\"><div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_center et_pb_text_align_center-tablet et_pb_text_align_left-phone\"><div class=\"et_pb_text_inner\"><h2>Les 4 niveaux de notre gestion efficace des d\u00e9biteurs<\/h2>\n<p>En tant qu'agence de recouvrement, CMA se concentre sur le <strong>recouvrement amiable<\/strong>. De cette fa\u00e7on, nous \u00e9vitons les proc\u00e9dures judiciaires co\u00fbteuses. Nous nous concentrons sur la r\u00e9solution des probl\u00e8mes tant pour vous que pour votre d\u00e9biteur, en veillant toujours \u00e0 pr\u00e9server la <strong>relation avec le client<\/strong> et \u00e0 maintenir ou r\u00e9tablir la <strong>confiance mutuelle<\/strong>.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_4 et_pb_row et_block_row focuslevel\"><div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h3>Proc\u00e9dures de mise en demeure<\/h3>\n<p>Le client ne paie pas votre facture, et maintenant\u00a0? CMA s'occupe de vos factures \u00e0 partir de la date d'\u00e9ch\u00e9ance. Nous contactons votre client par t\u00e9l\u00e9phone et cherchons \u00e0 savoir pourquoi le paiement n'a pas \u00e9t\u00e9 effectu\u00e9. Credit Management &amp; Advice initie donc le <strong>dialogue<\/strong> et souligne l'importance de paiements corrects. Nous le faisons avec respect, afin de ne pas compromettre la relation avec le client.<\/p>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_2_wrapper preset--module--divi-button--default_wrapper\"><a class=\"et_pb_button_2 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-button--default\" href=\"https:\/\/www.cmadvice.be\/aanmaningsprocedures\/\"><span class=\"et-pb-parallax-content\">En savoir plus sur nos proc\u00e9dures<\/span><\/a><\/div><\/div><\/div><div class=\"et_pb_row_5 et_pb_row et_block_row focuslevel\"><div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h3>Recouvrement amiable<\/h3>\n<p>La dette en souffrance n\u2019est toujours pas pay\u00e9e apr\u00e8s plusieurs injonctions\u00a0? Avec pr\u00e8s de 25 ann\u00e9es d'expertise dans le recouvrement de cr\u00e9ances aupr\u00e8s des consommateurs et des entreprises, CMA est le sp\u00e9cialiste en la mati\u00e8re. Gr\u00e2ce \u00e0 des <strong>solutions et applications innovantes<\/strong>, nous d\u00e9terminons la meilleure approche pour obtenir des <strong>r\u00e9sultats rapides<\/strong>. C\u2019est pourquoi nous travaillons dans cette phase sur la base du principe \u00ab\u00a0no cure, no pay\u00a0\u00bb. Dans le cadre du recouvrement \u00ab\u00a0no cure, no pay\u00a0\u00bb, aucun frais n'est factur\u00e9 si le recouvrement de la facture n\u2019est pas obtenu.<\/p>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_3_wrapper preset--module--divi-button--default_wrapper\"><a class=\"et_pb_button_3 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-button--default\" href=\"https:\/\/www.cmadvice.be\/minnelijke-invordering\/\"><span class=\"et-pb-parallax-content\">En savoir plus sur le recouvrement amiable<\/span><\/a><\/div><\/div><\/div><div class=\"et_pb_row_6 et_pb_row et_block_row focuslevel\"><div class=\"et_pb_column_8 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h3>Surveillance de la dette<\/h3>\n<p>M\u00eame si votre d\u00e9biteur dispara\u00eet des radars, CMA continue \u00e0 suivre votre dossier de pr\u00e8s.<br \/>Si nous constatons des changements dans les donn\u00e9es ou les voies de recours, nous r\u00e9agissons \u00e0 la vitesse de l'\u00e9clair pour encore r\u00e9cup\u00e9rer le montant d\u00fb. M\u00eame si vous avez d\u00e9j\u00e0 amorti fiscalement les factures impay\u00e9es.<\/p>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_4_wrapper preset--module--divi-button--default_wrapper\"><a class=\"et_pb_button_4 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-button--default\" href=\"https:\/\/www.cmadvice.be\/schuldbewaking\/\"><span class=\"et-pb-parallax-content\">En savoir plus sur la surveillance de la dette<\/span><\/a><\/div><\/div><\/div><div class=\"et_pb_row_7 et_pb_row et_block_row focuslevel\"><div class=\"et_pb_column_9 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h3>Recouvrement international<\/h3>\n<p>Aujourd'hui, diriger une entreprise d\u00e9passe largement les fronti\u00e8res nationales. C'est pourquoi CMA s'occupe \u00e9galement de vos <strong>cr\u00e9ances internationales<\/strong>. Nous sommes affili\u00e9s \u00e0 plusieurs associations de recouvrement de renomm\u00e9e internationale. Nous disposons de ce fait d'un vaste r\u00e9seau d\u2019<strong>agences locales<\/strong>, qui sont rigoureusement s\u00e9lectionn\u00e9es. Nous rencontrons r\u00e9guli\u00e8rement nos coll\u00e8gues internationaux lors de congr\u00e8s et de conf\u00e9rences ; c'est ainsi que nous suivons les d\u00e9veloppements au plus pr\u00e8s. Votre facture impay\u00e9e sera trait\u00e9e par ces partenaires locaux. Votre d\u00e9biteur sera somm\u00e9 de payer dans sa langue et conform\u00e9ment \u00e0 la r\u00e9glementation en vigueur au niveau local. Think global, collect local!<\/p>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_5_wrapper preset--module--divi-button--default_wrapper\"><a class=\"et_pb_button_5 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-button--default\" href=\"https:\/\/www.cmadvice.be\/internationale-invordering\/\"><span class=\"et-pb-parallax-content\">En savoir plus sur le recouvrement international<\/span><\/a><\/div><\/div><\/div><\/div><div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section no-cure-no-pay\"><div class=\"et_pb_row_8 et_pb_row et_block_row baseline-logo\"><div class=\"et_pb_column_10 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_1 et_pb_image et_animated et_pb_module et_block_module preset--module--divi-image--default\"><span class=\"et_pb_image_wrap\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/12\/cmadvice-baseline-01.svg\" title=\"cmadvice-baseline-01\" \/><\/span><\/div><\/div><\/div><div class=\"et_pb_row_9 et_pb_row et_block_row\"><div class=\"et_pb_column_11 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_center\"><div class=\"et_pb_text_inner\"><h2>Recouvrement \u00ab\u00a0no cure no pay\u00a0\u00bb<\/h2>\n<p>L'agence de recouvrement Credit Management &amp; Advice fonctionne selon le principe \u00ab\u00a0no cure, no pay\u00a0\u00bb.<br \/>Dat betekent dat een factuur waarvoor wij geen betaling kunnen innen, jou <strong>pas de frais<\/strong>.<\/p>\n<p>De ce fait, CMA est de toute \u00e9vidence tr\u00e8s orient\u00e9e r\u00e9sultat en ce qui concerne le recouvrement de factures impay\u00e9es. <br \/>Et ce, sans nuire inutilement aux relations avec les clients.<\/p>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_6_wrapper preset--module--divi-button--default_wrapper\"><a class=\"et_pb_button_6 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-button--default\" href=\"https:\/\/www.cmadvice.be\/contact\/\"><span class=\"et-pb-parallax-content\">Contactez-nous<\/span><\/a><\/div><\/div><\/div><\/div><div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_10 et_pb_row et_pb_equal_columns et_block_row text-left-image-right reverse-order\"><div class=\"et_pb_column_12 et_pb_column et_pb_column_1_2 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_8 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h2>Gestion des d\u00e9biteurs efficace\u00a0:<br \/>mieux vaut pr\u00e9venir que gu\u00e9rir<\/h2>\n<p>De nombreuses entreprises h\u00e9sitent \u00e0 faire appel \u00e0 une agence de recouvrement. Elles craignent de perdre des clients. Le fait de tra\u00eenailler <strong>augmente le d\u00e9lai moyen de paiement (DSO) et fait baisser les liquidit\u00e9s de votre entreprise<\/strong>. Votre croissance pourrait \u00eatre plus lente, vous pourriez devoir reporter des investissements, ce qui finira \u00e9galement par se voir dans votre chiffre d\u2019affaires. Mieux vaut pr\u00e9venir que gu\u00e9rir, alors prenez le taureau par les cornes et contactez l'agence de recouvrement Credit Management &amp; Advice.<\/p>\n<p>Une bonne gestion des d\u00e9biteurs ne se limite toutefois pas au recouvrement de cr\u00e9ances. CMA attache une grande importance au maintien de votre <strong>relation client<\/strong>. En tant que partenaire exp\u00e9riment\u00e9, nous savons exactement comment approcher vos d\u00e9biteurs pour r\u00e9soudre \u00e0 la fois leurs probl\u00e8mes financiers et les v\u00f4tres. De cette fa\u00e7on, le lien de confiance est maintenu et votre client paiera toujours \u00e0 temps \u00e0 l'avenir.<\/p>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_7_wrapper preset--module--divi-button--default_wrapper\"><a class=\"et_pb_button_7 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-button--default\" href=\"https:\/\/www.cmadvice.be\/fr\/procedures-de-mise-en-demeure\/\"><span class=\"et-pb-parallax-content\">Comment \u00e9viter le d\u00e9faut de paiement ?<\/span><\/a><\/div><\/div><div class=\"et_pb_column_13 et_pb_column et_pb_column_1_2 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_2 et_pb_image et_animated et_pb_module et_block_module preset--module--divi-image--default\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-debiteurenbeheer-MG_9012-bw-01.webp\" width=\"1200\" height=\"800\" srcset=\"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-debiteurenbeheer-MG_9012-bw-01.webp 1200w, https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-debiteurenbeheer-MG_9012-bw-01-980x653.webp 980w, https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-debiteurenbeheer-MG_9012-bw-01-480x320.webp 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1200px, 100vw\" class=\"wp-image-1344\" title=\"cmadvice-debiteurenbeheer-MG_9012-bw-01\" \/><\/span><\/div><\/div><\/div><\/div><div class=\"et_pb_section_5 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_11 et_pb_row et_pb_equal_columns et_block_row text-left-image-right\"><div class=\"et_pb_column_14 et_pb_column et_pb_column_1_2 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_3 et_pb_image et_animated et_pb_module et_block_module preset--module--divi-image--default\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-internationale-invordering-02.webp\" width=\"1200\" height=\"800\" srcset=\"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-internationale-invordering-02.webp 1200w, https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-internationale-invordering-02-980x653.webp 980w, https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-internationale-invordering-02-480x320.webp 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1200px, 100vw\" class=\"wp-image-1349\" title=\"cmadvice-internationale-invordering-02\" \/><\/span><\/div><\/div><div class=\"et_pb_column_15 et_pb_column et_pb_column_1_2 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_9 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h2>\u00c9tablie en Flandre orientale,<br \/>forte dans le recouvrement international<\/h2>\n<p>O\u00f9 que se trouvent votre entreprise ou vos clients, gr\u00e2ce \u00e0 notre plateforme num\u00e9rique, nous d\u00e9fendons facilement vos int\u00e9r\u00eats \u00e0 distance. En ligne, par t\u00e9l\u00e9phone, par courrier, mais aussi par le biais de notre solide r\u00e9seau juridique qui s'\u00e9tend de la Flandre orientale \u00e0 tout le pays et bien au-del\u00e0. Gr\u00e2ce \u00e0 notre <strong>solide r\u00e9seau international<\/strong>, notre cr\u00e9ancier n\u2019est jamais loin du d\u00e9biteur, o\u00f9 qu'il se trouve dans le monde.<\/p>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_8_wrapper preset--module--divi-button--default_wrapper\"><a class=\"et_pb_button_8 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-button--default\" href=\"https:\/\/www.cmadvice.be\/fr\/recouvrement-international\/\"><span class=\"et-pb-parallax-content\">En savoir plus sur Credit Management &amp; Advice<\/span><\/a><\/div><\/div><\/div><\/div><div class=\"et_pb_section_7 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_14 et_pb_row et_block_row\"><div class=\"et_pb_column_18 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"dtq_testimonial_0 dtq_testimonial et_pb_module et_flex_module\"><div class=\"dtq-module dtq-testimonial dtq-align-left\"><div class=\"dtq-testimonial-inner dtq-bg-support img-pos-left\"><figure class=\"dtq-testimonial-img\"><img decoding=\"async\" class=\"dtq-img-cover\" src=\"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/annick-de-vos-westfalen-02.jpg\" alt=\"\"\/><\/figure><div class=\"dtq-testimonial-content\"><div class=\"dtq-testimonial-review\"><p>Notre collaboration avec CMA a d\u00e9but\u00e9 en 2008. Notre entreprise a connu une tr\u00e8s forte croissance entre 2000 et aujourd'hui. En mati\u00e8re de croissance, l'optimisation du fonds de roulement est une question essentielle. CMA l'a imm\u00e9diatement compris et nous a aid\u00e9s \u00e0 adapter notre flux de paiement en cons\u00e9quence.\n\nChez Westfalen, nous attachons \u00e9galement une grande importance \u00e0 la relation avec nos clients. CMA le comprend. Derri\u00e8re un d\u00e9faut de paiement se cache aussi toujours une histoire. CMA initie donc continuellement le dialogue avec nos clients qui ne peuvent pas effectuer leurs paiements \u00e0 temps. Ils ont \u00e9galement une attitude proactive et la concertation p\u00e9riodique que nous avons avec eux nous incite \u00e0 continuer \u00e0 peaufiner nos proc\u00e9dures ensemble. Ce sont de v\u00e9ritables experts \u00e0 l'\u00e9coute de nos besoins. \n\nEn un mot, CMA comprend notre m\u00e9tier.<\/p><\/div><div class=\"dtq-testimonial-reviewer\"><div class=\"dtq-testimonial-reviewer-text\"><h3 class=\"dtq-testimonial-name\">Annick De Vos<\/h3><div class=\"dtq-testimonial-title\">Westfalen<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_top_nav_excluded":false,"_cms_nav_minihome":false,"_cms_nav_section":"","_cms_nav_offsite_url":"","footnotes":""},"difl_page_category":[],"class_list":["post-1855","page","type-page","status-publish","hentry"],"dsm_author":{"name":"admin","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/2afbf457bca82f1fb03de62dbfbce0a366c292ce3a0917f977bd0cbfd93b7fc6?s=96&d=mm&r=g","archive_link":"https:\/\/www.cmadvice.be\/fr\/author\/admin\/","biodata":""},"dsm_categories":[],"dsm_attachment_categories":[],"dsm_featured_image":null,"dsm_comment_count":0,"yoast_head":"<title>Expert en gestion des d\u00e9biteurs | Credit Management &amp; 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