{"id":1849,"date":"2022-12-06T13:47:03","date_gmt":"2022-12-06T12:47:03","guid":{"rendered":"https:\/\/www.cmadvice.be\/aanmaningsprocedures\/"},"modified":"2025-08-26T14:36:31","modified_gmt":"2025-08-26T12:36:31","slug":"reminder-procedures","status":"publish","type":"page","link":"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/","title":{"rendered":"Reminder procedures"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;Reminder procedures&#8221; text_orientation=&#8221;center&#8221; background_overlay_color=&#8221;rgba(0,66,82,0.86)&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#B98B00&#8243; background_color=&#8221;#004252&#8243; background_image=&#8221;https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-headers-betalingsherinnering-01.webp&#8221; custom_padding=&#8221;2em||2em||false|false&#8221; sticky_position=&#8221;top&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row module_class=&#8221;breadcrumbs&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][lwp_divi_breadcrumbs _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/lwp_divi_breadcrumbs][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; module_class=&#8221;reverse-order&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Prevent non-payment with a prompt reminder letter<\/h2>\n<ul>\n<li>If you&#8217;re asked whether you consistently send reminders on unpaid invoices, do you answer &#8220;sometimes&#8221;, &#8220;when I have time&#8221; or &#8220;on Sundays&#8221;? <\/li>\n<li>Do you always put off calling a customer who is in arrears?<\/li>\n<li>Are you often afraid of losing customers when you remind them of an unpaid invoice?<\/li>\n<\/ul>\n<p>CMA can help, with a consistent payment reminder policy. <\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQ2In19@&#8221; button_text=&#8221;Enlist CMA for your reminder procedures&#8221; _builder_version=&#8221;4.20.0&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-aanmaningsprocedures-MG_9384-01.webp&#8221; title_text=&#8221;cmadvice-aanmaningsprocedures-MG_9384-01&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-aanmaningsprocedures-01.webp&#8221; title_text=&#8221;cmadvice-aanmaningsprocedures-01&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>The importance of sound credit management<\/h2>\n<p>Is your business struggling with non-payment? It\u2019s quite likely. Recent studies suggest that <strong>barely one invoice in three is paid on time<\/strong>. For those who are lax in handling non-payment, the DSO (Days Sales Outstanding, the average number of days your invoices remain unpaid after a sale) is often very high. The result is a <strong>dangerous decline<\/strong> in your company&#8217;s liquidity. A collection agency is often only called in when the impact of non-payment begins to be felt, and by then it is usually too late.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQ2In19@&#8221; button_text=&#8221;Enlist CMA for your reminder procedures&#8221; _builder_version=&#8221;4.20.0&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; module_class=&#8221;reverse-order&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>The risk of a high DSO<\/h2>\n<p>The higher your DSO ratio, the more your company has to bridge new purchases or investments with working capital. Too high a DSO can therefore mean that you end up having to borrow money to keep your core business running. <strong>This vicious circle is the cause of one bankruptcy in four<\/strong>. Minimise that risk by responding immediately with a payment reminder on the day when invoices are past due.Because the longer unpaid invoices remain outstanding, the harder it becomes to collect them.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQ2In19@&#8221; button_text=&#8221;Enlist CMA for your reminder procedures&#8221; _builder_version=&#8221;4.20.0&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;\/wp-content\/uploads\/2022\/12\/cmadvice-aanmaningsbrief-03.jpg&#8221; title_text=&#8221;cmadvice-aanmaningsbrief-03&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-e9cd6db6-e57d-4ba2-9454-71b3fba3bda2&#8243; global_colors_info=&#8221;{%22gcid-e9cd6db6-e57d-4ba2-9454-71b3fba3bda2%22:%91%22background_color%22%93}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; module_class=&#8221;reverse-order&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>How CMA can help you<\/h2>\n<ol>\n<li><strong>We advise your internal services<\/strong><br \/>Reviewing your procedures<br \/>Assessing against the legal framework<br \/>Optimising your tools<br \/>Updating your general sales conditions<\/li>\n<li><strong>Assistance in your internal processes<\/strong><br \/>Deploying omnichannel solutions (SMS, e-mail, WhatsApp, etc.)<br \/>Taking over your outbound calls<br \/>Negotiating payment plans<\/li>\n<li><strong>CMA takes care of it all<\/strong><br \/>CMA takes over from you after the invoice due date<\/li>\n<\/ol>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQ2In19@&#8221; button_text=&#8221;Enlist CMA for your reminder procedures&#8221; _builder_version=&#8221;4.20.0&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/cmadvice-aanmaningsprocedures-MG_9211-01.webp&#8221; title_text=&#8221;cmadvice-aanmaningsprocedures-MG_9211-01&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;\/wp-content\/uploads\/2022\/12\/cmadvice-aanmaningsbrief-05.jpg&#8221; title_text=&#8221;cmadvice-aanmaningsbrief-05&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Why a prompt payment reminder creates a reputation for expecting punctuality<\/h2>\n<p>A payment reminder (or a demand letter) is a warning shot that you are not going to make light of non-payment. Someone who has lost sight of the due date can only blame themselves for a degree of carelessness. But they cannot claim that they were informed too late about outstanding invoices or an exceeded payment deadline. So you immediately send a strong message and establish a reputation for expecting punctuality.<strong>This attracts right-minded customers and keeps notorious defaulters at a distance. <\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; module_class=&#8221;reverse-order&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Payment reminders handled by CMA?<\/h2>\n<p>CMA operates an <strong>efficient waterfall system of payment reminders<\/strong>.Pressure is applied systematically and consistently. And if the debtor does not respond to our payment reminders, we proceed to amicable collection. At CMA, we always operate on the basis of dialogue and a human approach. But we take decisive action against those who are acting in bad faith. <strong>Our main goal is always to keep your DSO as low as possible and ensure a healthy cash flow for your business. <\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;voordelen&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-cbb84cdc-13a5-4900-b06d-b1f51ff11258&#8243; custom_padding=&#8221;3em|3em|3em|3em|false|false&#8221; global_colors_info=&#8221;{%22gcid-cbb84cdc-13a5-4900-b06d-b1f51ff11258%22:%91%22background_color%22%93}&#8221;][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>5 benefits of our approach to unpaid invoices<\/h3>\n<ul>\n<li>Your total number of outstanding invoices (DSO) falls dramatically<\/li>\n<li>Your staff focus efficiently on your core business<\/li>\n<li>You build up a reputation for punctuality because our collection agency acts on your company&#8217;s behalf<\/li>\n<li>You track every step of the collection process through your personal online portal<\/li>\n<li>You are assured of a very personal and confidential approach tailored to your business<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQ2In19@&#8221; button_text=&#8221;Enlist CMA for your reminder procedures&#8221; _builder_version=&#8221;4.20.0&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;gratis-voorbeeldbrief&#8221; _builder_version=&#8221;4.19.5&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-cbb84cdc-13a5-4900-b06d-b1f51ff11258&#8243; custom_padding=&#8221;2em|3em|2em|3em|false|false&#8221; global_colors_info=&#8221;{%22gcid-cbb84cdc-13a5-4900-b06d-b1f51ff11258%22:%91%22background_color%22%93}&#8221;][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; header_3_text_color=&#8221;#B98B00&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Send a payment reminder yourself?<\/h3>\n<p>Does an invoice remain unpaid after the due date? Then you can correctly remind your customer to pay by sending him a payment reminder. This way, you will quickly find out whether it is an oversight or not.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#004252&#8243; header_5_font=&#8221;|600|||||||&#8221; header_5_text_color=&#8221;#004252&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h5>TIPS<\/h5>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/02\/cmadvice-icon-lamp-01.webp\" width=\"62\" height=\"93\" alt=\"\" class=\"wp-image-1806 alignnone size-full\" style=\"float: left; margin-top: 2.5em; margin-right: 3em; margin-bottom: 4em;\" \/><\/p>\n<ul>\n<li>Ask for immediate payment as the invoice is past due.<\/li>\n<li>Indicate that it is always possible to contact you if there is a problem.<\/li>\n<li>Do not talk about a &#8216;first&#8217; reminder but simply a payment reminder. Otherwise, you seem to be giving the customer some extra time.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;gratis-voorbeeldbrief&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-8817cd1e-1b39-4d6c-83b0-2e9562ee8a8b&#8221; background_image=&#8221;https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/02\/cmadvice-download-aanmaningsbrief-02.webp&#8221; background_size=&#8221;contain&#8221; background_blend=&#8221;multiply&#8221; custom_padding=&#8221;2em|3em|2em|3em|false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{%22gcid-8817cd1e-1b39-4d6c-83b0-2e9562ee8a8b%22:%91%22background_color%22%93}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Free model payment reminder letter<\/h3>\n<p>Send me the template download by email.<\/p>\n<p>[\/et_pb_text][ba_cf7_styler form_id=&#8221;1976&#8243; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/ba_cf7_styler][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; module_class=&#8221;reverse-order&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>What if your reminder letter is ignored?<\/h3>\n<p>Has the debtor not responded despite multiple reminders?Then enlist CMA to start amicable collection proceedings.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjY2NCJ9fQ==@&#8221; button_text=&#8221;Read more about amicable collection&#8221; _builder_version=&#8221;4.20.0&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;\/wp-content\/uploads\/2022\/12\/cmadvice-aanmaningsbrief-06.jpg&#8221; title_text=&#8221;cmadvice-aanmaningsbrief-06&#8243; _builder_version=&#8221;4.19.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-cbb84cdc-13a5-4900-b06d-b1f51ff11258&#8243; global_colors_info=&#8221;{%22gcid-cbb84cdc-13a5-4900-b06d-b1f51ff11258%22:%91%22background_color%22%93}&#8221;][et_pb_row _builder_version=&#8221;4.19.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][ba_testimonial image=&#8221;https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/01\/testimonial-jurgen-02.webp&#8221; name=&#8221;Ju\u0308rgen Vaernewyck&#8221; title=&#8221;Eeuwenaert bv&#8221; use_rating=&#8221;off&#8221; testimonial=&#8221;CMA&#8217;s professional no-nonsense attitude works brilliantly for Eeuwenaert. My forgetful customers get a business reminder. So they know I am following up everything properly. But anyone with bad intentions will discover pretty quickly, thanks to CMA, that non-payment will eventually have unpleasant consequences. The most important thing for me is never to get into these financial discussions myself. It is also a comfort to know that CMA never unnecessarily puts my client relationships at risk and always makes the right decision in good time.&#8221; selected_icon=&#8221;1&#8243; reviewer_position=&#8221;bottom&#8221; img_position=&#8221;left&#8221; alignment=&#8221;left&#8221; image_width=&#8221;40%&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; name_text_color=&#8221;#B98B00&#8243; title_text_color=&#8221;#B98B00&#8243; animation_style=&#8221;fade&#8221; animation_delay=&#8221;500ms&#8221; global_colors_info=&#8221;{}&#8221;][\/ba_testimonial][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p><div class=\"et_pb_module lwp_divi_breadcrumbs lwp_divi_breadcrumbs_0\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_module_inner\">\n\t\t\t\t\t<div class=\"lwp-breadcrumbs\"> <span class=\"before\"><\/span> <span vocab=\"https:\/\/schema.org\/\" typeof=\"BreadcrumbList\"><span property=\"itemListElement\" typeof=\"ListItem\"><a property=\"item\" typeof=\"WebPage\" href=\"https:\/\/www.cmadvice.be\/en\/\" class=\"home\"><span property=\"name\">Home<\/span><\/a><meta property=\"position\" content=\"1\"><\/span> <span class=\"separator et-pb-icon\">&#x39;<\/span> <\/span><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>Prevent non-payment with a prompt reminder letter If you&#8217;re asked whether you consistently send reminders on unpaid invoices, do you answer &#8220;sometimes&#8221;, &#8220;when I have time&#8221; or &#8220;on Sundays&#8221;? Do you always put off calling a customer who is in arrears? Are you often afraid of losing customers when you remind them of an unpaid invoice? CMA can help, with a consistent payment reminder policy. The importance of sound credit management Is your business struggling with non-payment? It\u2019s quite likely. Recent studies suggest that barely one invoice in three is paid on time. For those who are lax in handling non-payment, the DSO (Days Sales Outstanding, the average number of days your invoices remain unpaid after a sale) is often very high. The result is a dangerous decline in your company&#8217;s liquidity. A collection agency is often only called in when the impact of non-payment begins to be felt, and by then it is usually too late.The risk of a high DSO The higher your DSO ratio, the more your company has to bridge new purchases or investments with working capital. Too high a DSO can therefore mean that you end up having to borrow money to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"difl_page_category":[],"class_list":["post-1849","page","type-page","status-publish","hentry"],"yoast_head":"<title>Reminder procedures | CMA-Credit Management &amp; Advice- No cure No pay Incasso<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Reminder procedures | CMA-Credit Management &amp; Advice- No cure No pay Incasso\" \/>\n<meta property=\"og:description\" content=\"Prevent non-payment with a prompt reminder letter If you&#039;re asked whether you consistently send reminders on unpaid invoices, do you answer &quot;sometimes&quot;, &quot;when I have time&quot; or &quot;on Sundays&quot;? Do you always put off calling a customer who is in arrears? Are you often afraid of losing customers when you remind them of an unpaid invoice? CMA can help, with a consistent payment reminder policy. The importance of sound credit management Is your business struggling with non-payment? It\u2019s quite likely. Recent studies suggest that barely one invoice in three is paid on time. For those who are lax in handling non-payment, the DSO (Days Sales Outstanding, the average number of days your invoices remain unpaid after a sale) is often very high. The result is a dangerous decline in your company&#039;s liquidity. A collection agency is often only called in when the impact of non-payment begins to be felt, and by then it is usually too late.The risk of a high DSO The higher your DSO ratio, the more your company has to bridge new purchases or investments with working capital. Too high a DSO can therefore mean that you end up having to borrow money to [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/\" \/>\n<meta property=\"og:site_name\" content=\"CMA-Credit Management &amp; Advice- No cure No pay Incasso\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-26T12:36:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/02\/cmadvice-icon-lamp-01.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/reminder-procedures\\\/\",\"url\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/reminder-procedures\\\/\",\"name\":\"Reminder procedures | CMA-Credit Management &amp; Advice- No cure No pay Incasso\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/reminder-procedures\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/reminder-procedures\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cmadvice.be\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/cmadvice-icon-lamp-01.webp\",\"datePublished\":\"2022-12-06T12:47:03+00:00\",\"dateModified\":\"2025-08-26T12:36:31+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/reminder-procedures\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/reminder-procedures\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/reminder-procedures\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.cmadvice.be\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/cmadvice-icon-lamp-01.webp\",\"contentUrl\":\"https:\\\/\\\/www.cmadvice.be\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/cmadvice-icon-lamp-01.webp\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/reminder-procedures\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Reminder procedures\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/\",\"name\":\"CMA-Credit Management &amp; Advice- No cure No pay Incasso\",\"description\":\"Expert in debiteurenbeheer\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/#organization\",\"name\":\"CMA-Credit Management &amp; Advice- No cure No pay Incasso\",\"url\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.cmadvice.be\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/logo-cma-neg-rgb-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/www.cmadvice.be\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/logo-cma-neg-rgb-scaled.jpg\",\"width\":2560,\"height\":854,\"caption\":\"CMA-Credit Management &amp; Advice- No cure No pay Incasso\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cmadvice.be\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>","yoast_head_json":{"title":"Reminder procedures | CMA-Credit Management &amp; Advice- No cure No pay Incasso","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/","og_locale":"en_US","og_type":"article","og_title":"Reminder procedures | CMA-Credit Management &amp; Advice- No cure No pay Incasso","og_description":"Prevent non-payment with a prompt reminder letter If you're asked whether you consistently send reminders on unpaid invoices, do you answer \"sometimes\", \"when I have time\" or \"on Sundays\"? Do you always put off calling a customer who is in arrears? Are you often afraid of losing customers when you remind them of an unpaid invoice? CMA can help, with a consistent payment reminder policy. The importance of sound credit management Is your business struggling with non-payment? It\u2019s quite likely. Recent studies suggest that barely one invoice in three is paid on time. For those who are lax in handling non-payment, the DSO (Days Sales Outstanding, the average number of days your invoices remain unpaid after a sale) is often very high. The result is a dangerous decline in your company's liquidity. A collection agency is often only called in when the impact of non-payment begins to be felt, and by then it is usually too late.The risk of a high DSO The higher your DSO ratio, the more your company has to bridge new purchases or investments with working capital. Too high a DSO can therefore mean that you end up having to borrow money to [&hellip;]","og_url":"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/","og_site_name":"CMA-Credit Management &amp; Advice- No cure No pay Incasso","article_modified_time":"2025-08-26T12:36:31+00:00","og_image":[{"width":200,"height":300,"url":"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/02\/cmadvice-icon-lamp-01.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/","url":"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/","name":"Reminder procedures | CMA-Credit Management &amp; Advice- No cure No pay Incasso","isPartOf":{"@id":"https:\/\/www.cmadvice.be\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/#primaryimage"},"image":{"@id":"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/02\/cmadvice-icon-lamp-01.webp","datePublished":"2022-12-06T12:47:03+00:00","dateModified":"2025-08-26T12:36:31+00:00","breadcrumb":{"@id":"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cmadvice.be\/en\/reminder-procedures\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/#primaryimage","url":"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/02\/cmadvice-icon-lamp-01.webp","contentUrl":"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2023\/02\/cmadvice-icon-lamp-01.webp"},{"@type":"BreadcrumbList","@id":"https:\/\/www.cmadvice.be\/en\/reminder-procedures\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.cmadvice.be\/en\/"},{"@type":"ListItem","position":2,"name":"Reminder procedures"}]},{"@type":"WebSite","@id":"https:\/\/www.cmadvice.be\/en\/#website","url":"https:\/\/www.cmadvice.be\/en\/","name":"CMA-Credit Management &amp; Advice- No cure No pay Incasso","description":"Expert in debiteurenbeheer","publisher":{"@id":"https:\/\/www.cmadvice.be\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cmadvice.be\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.cmadvice.be\/en\/#organization","name":"CMA-Credit Management &amp; Advice- No cure No pay Incasso","url":"https:\/\/www.cmadvice.be\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.cmadvice.be\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2022\/11\/logo-cma-neg-rgb-scaled.jpg","contentUrl":"https:\/\/www.cmadvice.be\/wp-content\/uploads\/2022\/11\/logo-cma-neg-rgb-scaled.jpg","width":2560,"height":854,"caption":"CMA-Credit Management &amp; Advice- No cure No pay Incasso"},"image":{"@id":"https:\/\/www.cmadvice.be\/en\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.cmadvice.be\/en\/wp-json\/wp\/v2\/pages\/1849","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cmadvice.be\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.cmadvice.be\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.cmadvice.be\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cmadvice.be\/en\/wp-json\/wp\/v2\/comments?post=1849"}],"version-history":[{"count":2,"href":"https:\/\/www.cmadvice.be\/en\/wp-json\/wp\/v2\/pages\/1849\/revisions"}],"predecessor-version":[{"id":5308,"href":"https:\/\/www.cmadvice.be\/en\/wp-json\/wp\/v2\/pages\/1849\/revisions\/5308"}],"wp:attachment":[{"href":"https:\/\/www.cmadvice.be\/en\/wp-json\/wp\/v2\/media?parent=1849"}],"wp:term":[{"taxonomy":"difl_page_category","embeddable":true,"href":"https:\/\/www.cmadvice.be\/en\/wp-json\/wp\/v2\/difl_page_category?post=1849"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}